PRIVACY AGREEMENT

NCCB Privacy Policy

Our website and online services are owned and operated by NCCB. We know you care about how your information is used and shared. In good faith, we believe the following statements will help you understand our policies and how we use the information you provide to us.
NCCB does collect, use and protect the information you provide to us on our website. We will not use or share your information with anyone except as described in this Privacy Policy.

What we collect and how we use it

1. When you visit www.NCCBCREDIT.COM we may send one or more cookies to your computer, so that we may uniquely identify your browser (a cookie is simply a tiny text file containing a string of characters). Accepting our cookies allows you to keep your user preferences as you log on to our website each session. Although most browsers accept cookies by default, you can set your browser to refuse all cookies, or to tell you when you’re being sent a cookie. Some www.oikeos.org features and services may not function properly if you have cookies disabled.
2. Log information. When you use NCCB services, our servers automatically record information that your browser sends when you visit our website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request, and one or more cookies that may uniquely identify your browser.
3. Other sites. This Privacy Policy applies only to web sites and services that are owned and operated by NCCB. We cannot regulate other sites that may be linked on our website. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you. You should familiarize yourself with their unique Privacy Policies, should you choose to visit their sites.

How do we use your information?

When and where we ask you to provide personal information (e.g. forms or login information for certain services), you may decline to submit personal information, in which case NCCB may not be able to provide that access or specific service to you.

Your email address is only used for current and future NCCB program communications you’ve opted-in to receive. We never sell, share, or spam.

How do we share your information?

NCCB does not share your personal information with other organizations outside of NCCB However, NCCB may share your personal information if we, in good faith, believe that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms Of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of NCCB, its users or the public as required or permitted by law.

Information security

NCCB takes commercially reasonable steps to implement appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These steps may include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data. We restrict access to personal information to NCCB governance team members, employees, contractors and agents who need to know that information to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations. NCCB is not responsible, however, if unauthorized access to information occurs.

Data integrity

We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Enforcement

NCCB periodically reviews its compliance with this Privacy Policy. When we receive formal written complaints regarding privacy issues, it is our policy to contact the complaining user regarding his or her concerns.

We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between NCCB and an individual.