Before reaching out for help, I felt weighed down daily with a feeling of hopelessness that my bad financial decisions had left me with. I felt like a prisoner, unable to buy a house or car, left at the mercy of the collectors. From the very beginning, NCCB made me feel at ease and let me know that I had made the right decision. After completing the program, I am now happy with my credit score and overall financial situation. I was able to get into my own home, and that is priceless.