:root {
    --nccb-blue: #0081C6;
    --nccb-green: #80B445;
    --text-dark: #333333;
    --text-light: #000000;
    --white: #ffffff;
    --transition: all 0.3s ease;
}

li::marker{

    content:"";

}
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}
body {
    font-family: 'Open Sans', sans-serif;
    background-color: #f8f9fa;
}
a {
    text-decoration: none;
}
.main-header {
    background: var(--white);
    height: 120px;
    display: flex;
    align-items: center;
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.05);
}
.container {
    width: 90%;
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.logo img {
    height: 70px;
    display: block;
}
.nav-menu ul {
    display: flex;
    list-style: none;
    gap: 30px;
}
.nav-menu a {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 600;
    font-size: 18px;
    transition: var(--transition);
}
.nav-menu a:hover,
.nav-menu a.active {
    color: var(--nccb-blue);
}
/* Submenu Styles */
.nav-menu ul li {
    position: relative;
}
.nav-menu .submenu {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--white);
    min-width: 200px;
    display: none;
    flex-direction: column;
    gap: 0;
    padding: 0px 0;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    border: 1px solid rgba(0, 129, 198, 0.1);
    z-index: 101;
}
.nav-menu .submenu li {
    border-bottom: 1px solid rgb(206, 206, 206);
    width: 100%;
}
.nav-menu .submenu li:last-child {
    border-bottom: none;
}
.nav-menu .submenu a {
    padding: 12px 20px;
    display: block;
    font-size: 0.85rem;
    color: var(--text-dark);
    transition: var(--transition);
}
.nav-menu .submenu a:hover {
    background-color: var(--nccb-blue);
    color: white;
    padding-left: 25px;
}
.nav-menu li.has-submenu:hover>.submenu {
    display: flex;
}
/* Nested Submenu Positioning */
.nav-menu .submenu .has-submenu>.submenu {
    top: 0;
    left: 100%;
    margin-top: -10px;
}
/* Arrow for items with nested submenus */
.nav-menu .submenu .has-submenu>a::after {
    content: '›';
    float: right;
    font-size: 1.1rem;
    line-height: 1;
}
.header-actions {
    display: flex;
    align-items: center;
    gap: 20px;
}
.btn-login {
    text-decoration: none;
    color: var(--text-light);
    font-size: 0.9rem;
    font-weight: 600;
}
.btn-cta {
    background-color: var(--nccb-green);
    color: var(--white);
    padding: 12px 24px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.9rem;
    transition: var(--transition);
    box-shadow: 0 4px 10px rgba(128, 180, 69, 0.3);
}
.btn-cta:hover {
    background-color: #6d9a3b;
    transform: translateY(-2px);
}
@media (max-width: 992px) {
    .nav-menu {
        display: none;
    }
}
/* ============================================
   TOP BAR
   ============================================ */
.top-bar {
    background: #4a4a4a;
    height: 38px;
    display: flex;
    align-items: center;
    position: relative;
    z-index: 101;
}
.top-bar-container {
    width: 90%;
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.top-bar-left {
    display: flex;
    align-items: center;
    gap: 7px;
    color: #cccccc;
    font-size: 0.82rem;
}
.top-bar-left a {
    color: #ffffff;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.2s;
    font-size: 20px;
}
.top-bar-left a:hover {
    color: #ffffff;
}
.top-bar-right {
    display: flex;
    align-items: center;
    gap: 14px;
}
.top-bar-right a {
    color: #aaaaaa;
    display: flex;
    align-items: center;
    transition: color 0.2s;
}
.top-bar-right a:hover {
    color: #ffffff;
}
/* Hamburger button */
.hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    width: 40px;
    height: 40px;
    background: none;
    border: 1.5px solid #ddd;
    border-radius: 8px;
    cursor: pointer;
    gap: 5px;
    padding: 8px;
}
.hamburger span {
    display: block;
    width: 20px;
    height: 2px;
    background: var(--text-dark);
    border-radius: 2px;
    transition: 0.3s;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav panel */
.mobile-nav {
    display: none;
    flex-direction: column;
    background: var(--white);
    border-top: 1px solid #eee;
    overflow-y: auto;
    max-height: calc(100vh - 108px); /* top-bar + header */
}
.mobile-nav.open { display: flex; }
.mobile-nav ul { list-style: none; padding: 0; }
.mobile-nav > ul > li { border-bottom: 1px solid #f0f0f0; }

.mobile-nav-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.mobile-nav a {
    display: flex;
    align-items: center;
    padding: 14px 20px;
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 600;
    font-size: 0.95rem;
    flex: 1;
}
.mobile-nav a:hover { color: var(--nccb-blue); background: #f8fbff; }

.mobile-toggle {
    background: none;
    border: none;
    cursor: pointer;
    font-size: 1.1rem;
    color: #999;
    padding: 14px 20px;
    transition: transform 0.2s;
}
.mobile-toggle.open { transform: rotate(180deg); }

.mobile-submenu { display: none; background: #f8fbff; border-top: 1px solid #eee; }
.mobile-submenu.open { display: block; }
.mobile-submenu a {
    padding: 12px 36px;
    font-weight: 500;
    font-size: 0.88rem;
    border-bottom: 1px solid #edf2f7;
}
.mobile-submenu a:last-child { border-bottom: none; }

.mobile-cta {
    display: block;
    margin: 16px 20px 20px;
    text-align: center;
    background: var(--nccb-green);
    color: var(--white);
    padding: 13px;
    border-radius: 50px;
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
}

/* Show hamburger, hide desktop nav on mobile */
@media (max-width: 992px) {
    .nav-menu, .header-actions { display: none; }
    .hamburger { display: flex; }
}
/* Overlay — z-index BELOW navbar (1000) so nav still works when popup is closed */
.popup-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.35);
    /* 900: below navbar (1000) by default; raised to 1500 when popup is open via JS */
    z-index: 900;
}
.popup-overlay.open {
    display: block;
    z-index: 200;
    /* raised above page content but nav hover still works on open */
}
/* Popup container */
.credit-popup {
    position: fixed;
    top: 45%;
    left: 50%;
    transform: translateX(-50%) translateY(calc(-50% - 16px));
    width: 95%;
    max-width: 560px;
    max-height: 90vh;
    overflow-y: auto;
    z-index: 300;
    /* above overlay, below nothing — nav is fine because overlay doesn't block it */
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.25s ease, transform 0.25s ease;
    scrollbar-width: thin;
    scrollbar-color: var(--nccb-blue) #f1f1f1;
}
.credit-popup.open {
    opacity: 1;
    pointer-events: all;
    transform: translateX(-50%) translateY(-50%);
}
.credit-popup::-webkit-scrollbar {
    width: 6px;
}
.credit-popup::-webkit-scrollbar-track {
    background: #f1f1f1;
    border-radius: 10px;
}
.credit-popup::-webkit-scrollbar-thumb {
    background: var(--nccb-blue);
    border-radius: 10px;
}
.credit-popup-inner {
    background: #fffcf2;
    border-top: 4px solid var(--nccb-blue);
    border-radius: 16px;
    padding: 28px 32px 28px;
    box-shadow: 0 16px 48px rgba(0, 0, 0, 0.14);
}
/* Header row */
.credit-popup-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 6px;
}
.credit-popup-header h3 {
    font-size: 24px;
    font-weight: 500;
    color: #0081c6;
}
.popup-close-btn {
    background: none;
    border: none;
    font-size: 1.5rem;
    line-height: 1;
    color: var(--text-light);
    cursor: pointer;
    padding: 0 4px;
    transition: color 0.2s;
}
.popup-close-btn:hover {
    color: var(--text-dark);
}
.credit-popup-subtitle {
    font-size: 0.875rem;
    color: var(--text-light);
    margin-bottom: 20px;
}
/* Fields */
.cp-field {
    display: flex;
    flex-direction: column;
    gap: 5px;
    flex: 1;
}
.cp-field label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.cp-field input {
    height: 42px;
    padding: 0 14px;
    border: 1.5px solid #0081c6;
    border-radius: 8px;
    font-size: 0.9rem;
    font-family: 'Open Sans', sans-serif;
    color: var(--text-dark);
    background: #fff;
    transition: border-color 0.2s;
    outline: none;
    width: 100%;
}
.cp-field input::placeholder {
    opacity: 0.5;
}
/* General form input placeholder opacity */
input::placeholder,
textarea::placeholder,
select::placeholder {
    opacity: 0.5;
}
.cp-field input:focus {
    border-color: var(--nccb-blue);
}
.cp-field {
    margin-bottom: 14px;
}
/* Two-column row */
.cp-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}
.cp-row .cp-field {
    margin-bottom: 14px;
}
/* Privacy checkbox */
.cp-privacy {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    background: #f4f8ff;
    border: 1px solid #d0e4f7;
    border-radius: 8px;
    padding: 12px 14px;
    margin-bottom: 14px;
}
.cp-privacy input[type="checkbox"] {
    width: 16px;
    height: 16px;
    accent-color: var(--nccb-blue);
    margin-top: 2px;
    flex-shrink: 0;
    cursor: pointer;
}
.cp-privacy label {
    font-size: 0.82rem;
    color: var(--text-light);
    line-height: 1.5;
    cursor: pointer;
}
.cp-privacy label a {
    color: var(--nccb-blue);
    text-decoration: none;
    font-weight: 600;
}
.cp-privacy label a:hover {
    text-decoration: underline;
}
/* Toggle row */
.cp-toggle-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0;
    padding: 4px 0;
}
/* Toggle switch */
.cp-toggle-switch {
    position: relative;
    display: inline-block;
    width: 44px;
    height: 24px;
    flex-shrink: 0;
}
.cp-toggle-switch input {
    opacity: 0;
    width: 0;
    height: 0;
}
.cp-slider {
    position: absolute;
    inset: 0;
    background: #ccc;
    border-radius: 24px;
    cursor: pointer;
    transition: background 0.25s;
}
.cp-slider::before {
    content: '';
    position: absolute;
    width: 18px;
    height: 18px;
    background: #fff;
    border-radius: 50%;
    left: 3px;
    top: 3px;
    transition: transform 0.25s;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.2);
}
.cp-toggle-switch input:checked+.cp-slider {
    background: var(--nccb-blue);
}
.cp-toggle-switch input:checked+.cp-slider::before {
    transform: translateX(20px);
}
/* Select dropdown */
.cp-select {
    height: 42px;
    padding: 0 14px;
    border: 1.5px solid #e0e0e0;
    border-radius: 8px;
    font-size: 0.9rem;
    font-family: 'Open Sans', sans-serif;
    color: var(--text-dark);
    background: #fff;
    transition: border-color 0.2s;
    outline: none;
    width: 100%;
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23666' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 36px;
}
.cp-select:focus {
    border-color: var(--nccb-blue);
}
/* Remove old cp-extra animation (no longer needed) */
/* Footer */
.cp-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 20px;
    padding-top: 18px;
    border-top: 1px solid #f0f0f0;
}
.cp-btn-cancel {
    background: none;
    border: none;
    font-size: 0.875rem;
    color: var(--text-light);
    cursor: pointer;
    font-family: 'Open Sans', sans-serif;
    font-weight: 600;
    padding: 0;
    transition: color 0.2s;
}
.cp-btn-cancel:hover {
    color: var(--text-dark);
}
.cp-btn-submit {
    background: var(--nccb-blue);
    color: #fff;
    border: none;
    padding: 12px 28px;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 700;
    font-family: 'Open Sans', sans-serif;
    cursor: pointer;
    transition: background 0.2s, transform 0.2s;
    box-shadow: 0 4px 12px rgba(0, 129, 198, 0.3);
}
.cp-btn-submit:hover {
    background: #006aa3;
    transform: translateY(-2px);
}
/* Responsive */
@media (max-width: 600px) {
    .credit-popup {
        max-width: 100%;
    }
    .credit-popup-inner {
        padding: 20px 18px;
        border-radius: 0 0 12px 12px;
    }
    .cp-row {
        grid-template-columns: 1fr;
    }
}
/* ============================================
   SLIDER WRAPPER
============================================ */
.nc-slider-wrapper {
    position: relative;
    width: 100%;
    overflow: hidden;
}
.nc-slides-track {
    display: flex;
    transition: transform 0.7s cubic-bezier(0.77, 0, 0.175, 1);
    will-change: transform;
}
/* ============================================
   HERO SECTION (each slide)
============================================ */
.nc-hero-section {
    min-width: 100%;
    width: 100%;
    padding: 40px;
    flex-shrink: 0;
    font-family: 'Open Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    position: relative;
    overflow: hidden;
}
/* Fear — stormy blue */
.nc-slide-1 {
    background:
        url('/assets/images/home/slide-1.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
/* Stress — tense purple */
.nc-slide-2 {
    background:
        url('/assets/images/home/slide2.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
/* Hope — refreshing teal */
.nc-slide-3 {
    background:
        url('/assets/images/home/slide-3.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
/* Action — amber-orange */
.nc-slide-4 {
    background:
        url('/assets/images/home/slide-4.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
/* Freedom — sky blue */
.nc-slide-5 {
    background:
        url('/assets/images/home/slide-5.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
.nc-container {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}
.nc-content-split {
    display: flex;
    height: 600px;
    align-items: center;
}
.nc-text-column {
    flex: 1;
    padding: 0 80px 0 60px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.nc-heading {
    font-size: 2.6rem;
    font-weight: 600;
    line-height: 1.3;
    color: #000000;
    margin: 0 0 10px 0;
    letter-spacing: -0.02em;
}
.nc-description {
    font-size: 20px;
    line-height: 1.7;
    color: #1f2937;
    margin: 0 0 1.25rem 0;
    max-width: 480px;
}
.nc-description-sub {
    font-weight: 500;
    font-size: 24px;
    color: rgb(255, 255, 255);
    font-style: italic;
    line-height: 1.4;
    margin-bottom: 0.5rem;
}
.nc-btn-primary {
    display: inline-block;
    background-color: #f1d873;
    color: black;
    padding: 14px 28px;
    border-radius: 0;
    text-decoration: none;
    font-weight: 600;
    font-size: 28px;
    width: fit-content;
    transition: all 0.3s ease;
    border: 2px solid #000000;
    margin-top: 1.25rem;
}
.nc-btn-primary:hover {
    background-color: black;
    color: #ffffff;
}
.nc-image-column {
    flex: 1.1;
    height: 100%;
    padding: 40px 0 40px 40px;
    box-sizing: border-box;
}
.nc-mosaic-grid {
    display: grid;
    height: 100%;
    width: 100%;
    grid-template-columns: 1.5fr 1fr;
    grid-template-rows: 1fr 1fr;
    gap: 16px;
}
.nc-grid-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    border-radius: 12px;
    box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease;
}
.nc-grid-img:hover {
    transform: scale(1.02);
}
.nc-img-main {
    grid-row: 1 / 3;
    grid-column: 1 / 2;
}
/* ============================================
   NAVIGATION DOTS
============================================ */
.nc-dots {
    position: absolute;
    bottom: 18px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 10px;
    z-index: 10;
}
.nc-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: rgba(0, 0, 0, 0.25);
    border: none;
    cursor: pointer;
    transition: background 0.3s, transform 0.3s;
    padding: 0;
}
.nc-dot.active {
    background: #111827;
    transform: scale(1.3);
}
/* ============================================
   PREV / NEXT ARROWS
============================================ */
.nc-arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    background: rgba(17, 24, 39, 0.55);
    border: none;
    color: #fff;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    font-size: 1.2rem;
    cursor: pointer;
    z-index: 10;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background 0.2s;
}
.nc-arrow:hover {
    background: rgba(17, 24, 39, 0.85);
}
.nc-arrow-prev {
    left: 16px;
}
.nc-arrow-next {
    right: 16px;
}
/* ============================================
   RESPONSIVE
============================================ */
@media (max-width: 960px) {
    .nc-heading {
        font-size: 2.1rem;
    }
    .nc-text-column {
        padding: 0 40px;
    }
    .nc-image-column {
        padding: 30px;
    }
}
@media (max-width: 768px) {
    .nc-content-split {
        flex-direction: column;
        height: auto;
        padding: 40px 0;
    }
    .nc-text-column {
        padding: 0 24px 40px 24px;
        order: 1;
        align-items: flex-start;
    }
    .nc-image-column {
        order: 2;
        width: 100%;
        height: auto;
        padding: 0 24px;
    }
    .nc-mosaic-grid {
        grid-template-columns: 1fr;
        grid-template-rows: repeat(3, 200px);
        gap: 12px;
    }
    .nc-img-main {
        grid-row: auto;
        grid-column: auto;
    }
    .nc-heading {
        font-size: 1.7rem;
    }
}
/* ============================================
   FEATURES SECTION
   ============================================ */
.nc-features {
    padding: 50px 80px;
    background: #f9faff;
    text-align: center;
}
.nc-section-title {
    font-size: 40px;
    font-weight: 700;
    margin-bottom: 15px;
}
.nc-section-subtitle {
    max-width: 1200px;
    font-weight: 400;
    margin: 0 auto;
    font-size: 26px;
    color: #0081c6;
    margin-bottom: 30px;
    text-align: center;
}
.nc-card-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}
.nc-card {
    background: #fff;
    padding: 25px;
    border-radius: 16px;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.08);
    text-align: left;
    transform: translateY(40px);
    opacity: 0;
    animation: ncFadeUp 0.8s forwards;
}
.nc-card:nth-child(1) {
    animation-delay: 0.1s;
}
.nc-card:nth-child(2) {
    animation-delay: 0.2s;
}
.nc-card:nth-child(3) {
    animation-delay: 0.3s;
}
.nc-card:nth-child(4) {
    animation-delay: 0.4s;
}
.nc-card:nth-child(5) {
    animation-delay: 0.5s;
}
.nc-card:nth-child(6) {
    animation-delay: 0.6s;
}
.nc-card img {
    width: 100%;
    height: 180px;
    object-fit: cover;
    border-radius: 12px;
    margin-bottom: 20px;
}
.nc-card h3 {
    font-size: 20px;
    margin-bottom: 10px;
}
.nc-card p {
    font-size: 15px;
    color: #555;
    margin-bottom: 20px;
    line-height: 1.5;
}
.nc-card-btn {
    display: inline-block;
    padding: 10px 20px;
    background: #4f46e5;
    color: #fff;
    border-radius: 8px;
    text-decoration: none;
    transition: 0.3s ease;
}
.nc-card-btn:hover {
    background: #3730a3;
    transform: translateY(-3px);
}
.nc-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12);
}
@keyframes ncFadeUp {
    to {
        opacity: 1;
        transform: translateY(0);
    }
}
@media (max-width: 992px) {
    .nc-card-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 600px) {
    .nc-card-grid {
        grid-template-columns: 1fr;
    }
}
/* ==========================
   MAIN FOOTER
========================== */
.main-footer {
    background: #1e1e1e;
    color: #fff;
    padding: 70px 0 25px;
}
/* Container */
.main-footer .container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    flex-direction: column;
}
/* ==========================
   TOP GRID LAYOUT
========================== */
.footer-top {
    display: grid;
    grid-template-columns: 1fr repeat(3, 1fr);
    gap: 40px;
    width: 100%;
}
/* ==========================
   BRAND SECTION
========================== */
.footer-brand img {
    max-width: 250px;
    margin-bottom: 20px;
}
.footer-brand p {
    color: #bdbdbd;
    line-height: 1.7;
    margin-bottom: 20px;
}
/* ==========================
   SOCIAL ICONS
========================== */
.social-icons {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}
.social-icons a {
    width: 42px;
    height: 42px;
    background: #2d2d2d;
    border-radius: 50%;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: 0.3s ease;
}
.social-icons a img{
    margin-bottom: 0px;
}
.social-icons a:hover {
    background: #80B445;
    transform: translateY(-3px);
}
/* ==========================
   FOOTER HEADINGS
========================== */
.footer-column h4 {
    font-size: 18px;
    margin-bottom: 18px;
    color: #fff;
    font-weight: 600;
}
/* ==========================
   LIST ITEMS
========================== */
.footer-column ul {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-column ul li {
    margin-bottom: 10px;
    color: #bdbdbd;
    font-size: 16px;
    line-height: 1.5;
}
.footer-column h4 a{
    color: white;
}
.footer-column ul li a {
    color: #bdbdbd;
    text-decoration: none;
    transition: 0.3s ease;
}
.footer-column ul li a:hover {
    color: #0d6efd;
    padding-left: 4px;
}
/* Contact inside column */
.footer-contact {
    margin-top: 15px;
}
.footer-contact p {
    color: #bdbdbd;
    margin-bottom: 8px;
    font-size: 14px;
}
/* ==========================
   FOOTER BOTTOM (FIXED)
========================== */
.footer-bottom {
    margin-top: 50px;
    padding-top: 25px;
    border-top: 1px solid #333;
    text-align: center;
    width: 100%;
}
.footer-bottom p {
    margin: 0;
    color: #999;
    font-size: 14px;
}
/* ==========================
   TABLET
========================== */
@media (max-width: 992px) {
    .footer-top {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
    .footer-brand {
        grid-column: 1 / -1;
        text-align: center;
    }
    .social-icons {
        justify-content: center;
    }
}
/* ==========================
   MOBILE
========================== */
@media (max-width: 576px) {
    .footer-top {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .footer-brand {
        text-align: center;
    }
    .social-icons {
        justify-content: center;
    }
    .footer-column ul li {
        font-size: 13px;
    }
}
/* Contact us Page */
.nccb-contact {
    width: 100%;
}
/* Banner */
.nccb-contact-banner {
    height: 600px;
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
}
.nccb-contact-banner img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    position: absolute;
    top: 0;
    left: 0;
}
.nccb-contact-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.55);
    z-index: 1;
}
.nccb-contact-banner-content {
    position: relative;
    z-index: 2;
    text-align: center;
    color: #fff;
    padding: 20px;
}
.nccb-contact-banner-content h1 {
    font-size: 60px;
    margin-bottom: 15px;
}
.nccb-contact-banner-content p {
    font-size: 20px;
    max-width: 700px;
    margin: auto;
}
/* Content Section */
.nccb-contact-content {
    max-width: 1200px;
    margin: 80px auto;
    padding: 0 20px;
    text-align: center;
}
.nccb-contact-content h2 {
    font-size: 40px;
    margin-bottom: 20px;
    color: #111;
}
.nccb-contact-content p {
    max-width: 850px;
    margin: auto;
    font-size: 18px;
    color: #666;
}
/* Contact Section */
.nccb-contact-wrapper {
    max-width: 1200px;
    margin: 0 auto 80px;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: stretch;
}
/* Map */
.nccb-contact-map iframe {
    width: 100%;
    height: 100%;
    min-height: 500px;
    border: 0;
}
/* Form */
.nccb-contact-form {
    background: #fff;
    padding: 40px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
}
.nccb-contact-form h3 {
    font-size: 32px;
    margin-bottom: 25px;
    color: #111;
}
.nccb-contact-group {
    margin-bottom: 20px;
}
.nccb-contact-group input,
.nccb-contact-group textarea {
    width: 100%;
    padding: 15px;
    border: 1px solid #ddd;
    font-size: 16px;
    outline: none;
    transition: 0.3s;
}
.nccb-contact-group input:focus,
.nccb-contact-group textarea:focus {
    border-color: #000;
}
.nccb-contact-group textarea {
    resize: none;
    height: 140px;
}
.nccb-contact-btn {
    display: inline-block;
    background: #000;
    color: #fff;
    padding: 15px 35px;
    border: none;
    font-size: 16px;
    cursor: pointer;
    transition: 0.3s;
}
.nccb-contact-btn:hover {
    background: #333;
}
/* Responsive */
@media(max-width:991px) {
    .nccb-contact-banner {
        height: 450px;
    }
    .nccb-contact-banner-content h1 {
        font-size: 42px;
    }
    .nccb-contact-wrapper {
        grid-template-columns: 1fr;
    }
}
@media(max-width:576px) {
    .nccb-contact-banner-content h1 {
        font-size: 34px;
    }
    .nccb-contact-banner-content p {
        font-size: 16px;
    }
    .nccb-contact-content h2 {
        font-size: 30px;
    }
    .nccb-contact-form {
        padding: 25px;
    }
}
.dashboard {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 25px;
    flex-wrap: wrap;
}
.circle-card {
    width: 210px;
    height: 210px;
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
    padding: 25px;
    background: #ffffff;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
    transition: 0.3s ease;
}
.circle-card:hover {
    transform: translateY(-8px) scale(1.05);
}
.number {
    font-size: 36px;
    font-weight: bold;
    margin-bottom: 10px;
}
.text {
    font-size: 17px;
    font-weight: 600;
    line-height: 1.4;
    color: #1e293b;
}
/* Individual Colors */
.circle1 {
    border: 6px solid #f59e0b;
    background: #fef3c7;
}
.circle1 .number {
    color: #f59e0b;
}
.circle2 {
    border: 6px solid #ffcc08;
    background: #fef3c7;
}
.circle2 .number {
    color: #ffcc08;
}
.circle3 {
    border: 6px solid #71af43;
    background: #d1fae5;
}
.circle4 {
    border: 6px solid #71af43;
    background: #d1fae5;
}
.circle5 {
    border: 6px solid #1f9cd7;
    background: #c7edfe;
}
.nccb-dash {
    padding: 60px 20px;
    background: #fff;
}
.nccb-dash-grid {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 24px;
}
.nccb-dash-card {
    background: #fff7db;
    padding: 30px 20px;
    text-align: center;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid #e5e7eb;
}
.nccb-dash-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.12);
}
.nccb-dash-icon {
    margin-bottom: 18px;
}
.nccb-dash-icon img {
    width: 70px;
    height: 70px;
    object-fit: contain;
}
.nccb-dash-content h3 {
    margin: 0;
    font-size: 22px;
    line-height: 1.5;
    color: #000000;
    font-weight: 400;
}
/* Counter Number */
.counter-wrap {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 2px;
    font-size: 34px;
    font-weight: 700;
    color: #000;
    line-height: 1;
    margin-bottom: 8px;
}
.counter {
    display: inline;
}
/* Text Below Counter */
.nccb-dash-content h3 small {
    display: block;
    font-size: 22px;
    font-weight: 400;
    margin-top: 8px;
    color: #000000;
    line-height: 1.4;
}
/* Tablet */
@media (max-width: 992px) {
    .nccb-dash-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
/* Mobile */
@media (max-width: 576px) {
    .nccb-dash-grid {
        grid-template-columns: 1fr;
    }
    .nccb-dash-card {
        padding: 24px 18px;
    }
    .counter-wrap {
        font-size: 34px;
    }
    .nccb-dash-content h3 small {
        font-size: 15px;
    }
    .nccb-dash-content h3 small {
        font-size: 15px;
    }
}
/* FULL WIDTH BACKGROUND */
.nccb-emi {
    width: 100%;
    background-color: #e7e7e7;
    padding: 50px;
}
/* CENTERED CONTENT */
.nccb-emi__inner {
    max-width: 1200px;
    margin: 0 auto;
}
/* existing styles */
.nccb-emi__left {
    display: grid;
    grid-template-columns: 48% 52%;
    align-items: stretch;
    background: #e7e7e7;
    overflow: hidden;
}
/* ─────────────────────────────
   IMAGE
───────────────────────────── */
.nccb-emi__image-wrap {
    position: relative;
    overflow: hidden;
}
.nccb-emi__image-wrap img {
    width: 100%;
    height: 500px;
    /* Reduced height */
    object-fit: cover;
    display: block;
    transition: transform 0.6s ease;
}
.nccb-emi__image-wrap:hover img {
    transform: scale(1.04);
}
/* subtle overlay */
.nccb-emi__image-wrap::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(160deg,
            transparent 55%,
            rgba(200, 169, 126, 0.25) 100%);
    pointer-events: none;
}
/* ─────────────────────────────
   TEXT CONTENT
───────────────────────────── */
.nccb-emi__left-text {
    padding: 25px 35px;
    background: #e7e7e7;
    display: flex;
    flex-direction: column;
    justify-content: center;
    border-left: 3px solid var(--accent);
}
.nccb-emi__left-text h2 {
    margin: 0 0 10px;
}
.nccb-emi__left-text h2 a {
    color: #0081C6;
    text-decoration: none;
}
.nccb-emi__left-text h2 a:hover {
    color: #006ba4;
}
.nccb-emi__tagline {
    margin: 0 0 12px;
    font-size: 20px;
    font-weight: 400;
    line-height: 1.4;
    color: #0081C6;
}
.nccb-emi__desc {
    margin: 0;
    font-size: 18px;
    line-height: 1.65;
    color: var(--muted);
}
/* ─────────────────────────────
   TABLET
───────────────────────────── */
@media (max-width: 900px) {
    .nccb-emi {
        padding: 20px 25px 30px;
    }
    .nccb-emi__left {
        grid-template-columns: 1fr;
    }
    .nccb-emi__image-wrap img {
        height: 280px;
    }
    .nccb-emi__left-text {
        border-left: none;
        border-top: 3px solid var(--accent);
        padding: 25px;
    }
    .nccb-emi__left-text h2 {
        font-size: 36px !important;
    }
}
/* ─────────────────────────────
   MOBILE
───────────────────────────── */
@media (max-width: 576px) {
    .nccb-emi {
        padding: 15px;
    }
    .nccb-emi__image-wrap img {
        height: 220px;
    }
    .nccb-emi__left-text {
        padding: 20px;
    }
    .nccb-emi__left-text h2 {
        font-size: 30px !important;
    }
    .nccb-emi__tagline {
        font-size: 18px;
    }
    .nccb-emi__desc {
        font-size: 15px;
        line-height: 1.6;
    }
}
/* =========================
   MAIN SECTION
========================= */
.nccb-main1 {
    padding: 60px 20px;
    background: #fff;
}
.nccb-main1-container {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: start;
}
.nccb-main1-image img {
    width: 100%;
    display: block;
    box-shadow: 0 15px 40px rgba(0, 0, 0, .08);
}
.nccb-main1-subtitle {
    display: inline-block;
    padding: 8px 18px;
    background: #eef6ff;
    color: #0056b3;
    border-radius: 50px;
    margin-bottom: 15px;
    font-weight: 600;
}
.nccb-main1-content h2 {
    margin-bottom: 20px;
    line-height: 1.2;
    font-size: 40px;
    font-weight: 400;
    color: #0081c6;
}
.nccb-main1-content p {
    margin-bottom: 18px;
    line-height: 1.8;
    color: #000000;
    font-size: 18px;
}
/* Tablet */
@media (max-width: 992px) {
  .nccb-main1-container {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .nccb-main1 {
    padding: 50px 20px;
  }

  .nccb-main1-content h2 {
    font-size: 32px;
  }
}

/* Mobile */
@media (max-width: 576px) {
  .nccb-main1 {
    padding: 40px 15px;
  }

  .nccb-main1-container {
    gap: 30px;
  }

  .nccb-main1-content h2 {
    font-size: 26px;
  }

  .nccb-main1-content p {
    font-size: 15px;
    line-height: 1.6;
  }

  .nccb-counseling-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
  }
}
/* =========================
   HOW IT WORKS
========================= */
.nccb-how-title {
    margin-top: 40px;
    margin-bottom: 30px;
}
.nccb-how-works h3 {
    font-weight: 400;
    font-size: 28px;
    color: #0081c6;
}
.nccb-process-triangle {
    position: relative;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    max-width: 700px;
}
.process-card {
    padding: 24px 18px;
    border-radius: 18px;
    text-align: center;
    color: #fff;
    box-shadow: 0 12px 30px rgba(0, 0, 0, .12);
    transition: .3s ease;
}
.process-card:hover {
    transform: translateY(-6px);
}
.nccb-commonwrk ul {
    margin-left: 50px;
    line-height: 1.8;
    font-size: 18px;
}
.process-card span {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .2);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 15px;
    font-size: 22px;
    font-weight: 700;
}
.process-card h4 {
    margin: 0;
    line-height: 1.5;
}
/* Triangle Layout */
.process-1 {
    background: linear-gradient(135deg, #ff6b6b, #ff8e53);
    grid-column: 2;
}
.process-2 {
    background: linear-gradient(135deg, #4facfe, #00f2fe);
}
.process-3 {
    background: linear-gradient(135deg, #43e97b, #38f9d7);
}
.process-4 {
    background: linear-gradient(135deg, #fa709a, #fee140);
}
.process-5 {
    background: linear-gradient(135deg, #667eea, #764ba2);
    grid-column: 2;
}
/* =========================
   counseling CARDS
========================= */
.nccb-counseling-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
    margin-top: 10px;
}
.nccb-counseling-card {
    background: #e0f3cb;
    padding: 30px;
    border: 1px solid #e8edf4;
}
.nccb-counseling-card h3 {
    margin-bottom: 18px;
    font-size: 23px;
    font-weight: 500;
}
.nccb-counseling-card ul {
    margin: 0;
    padding-left: 20px;
}
.nccb-counseling-card li {
    margin-bottom: 16px;
    line-height: 1.6;
    font-size: 18px;
}
/* =========================
   REVERSE SECTION
========================= */

/* =========================
   MOBILE
========================= */
/* =========================
   MOBILE & TABLET
========================= */
@media (max-width: 991px) {

    .nccb-main1 {
        padding: 40px 20px;
    }

    .nccb-main1-container {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    /* Put image on top for reverse section */
    .nccb-main1-reverse .nccb-main1-image {
        order: -1;
    }

    .nccb-main1-content h2 {
        font-size: 28px;
    }

    .nccb-counseling-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .nccb-process-triangle {
        grid-template-columns: 1fr;
        max-width: 100%;
    }

    .process-1,
    .process-2,
    .process-3,
    .process-4,
    .process-5 {
        grid-column: auto;
    }
}
.nccb-how-works {
    display: flex;
    flex-direction: column;
    gap: 11px;
    margin-top: 25px;
}
.nccb-step {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 18px 22px;
    border-radius: 16px;
    background: #f8fafc;
    border: 1px solid #e5e7eb;
    transition: .3s;
}
.nccb-step:hover {
    transform: translateX(8px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, .08);
}
.nccb-step span {
    width: 50px;
    height: 50px;
    min-width: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 20px;
    font-weight: 700;
}
.nccb-step:nth-child(1) span {
    background: #ff6b6b;
}
.nccb-step:nth-child(2) span {
    background: #3f81bb;
}
.nccb-step:nth-child(3) span {
    background: #599c6f;
}
.nccb-step:nth-child(4) span {
    background: #d8ae66;
}
.nccb-step:nth-child(5) span {
    background: #8674ae;
}
.nccb-step:nth-child(6) span {
    background: #db7f7f;
}
.nccb-step p {
    margin: 0;
    font-size: 23px;
}
.trust-section{
    display:flex;
    width:100%;
    min-height:350px;
    background:rgb(255, 252, 242);
    overflow:hidden;
    font-family:Arial,sans-serif;
}
/* LEFT SIDE */
.trust-left{
    width:38%;
    position:relative;
    background:url("/assets/images/trust-nccb.png") center center/cover no-repeat;
    clip-path:polygon(0 0, 85% 0, 100% 50%, 85% 100%, 0 100%);
    display:flex;
    align-items:center;
    justify-content:center;
    padding:40px;
}
.trust-overlay{
    position:absolute;
    inset:0;
    background:rgba(34,143,198,0.89);
}
.trust-left h2{
    position:relative;
    z-index:2;
    color:#fff;
    font-size:58px;
    font-weight:300;
    line-height:1.3;
    text-align:right;
}
/* RIGHT SIDE */
.trust-right{
    width:62%;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:50px;
}
/* GRID */
.trust-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:28px 35px;
    width:100%;
}
/* ITEM */
.trust-item{
    background:#ffffff;
    border-radius:16px;
    border: 1px solid rgba(0,0,0,0.08);
    box-shadow:
        0 1px 3px rgba(0,0,0,0.08),
        0 8px 24px rgba(0,0,0,0.06);
    display:flex;
    align-items:center;
    height:72px;
    padding:5px 25px 5px 0;
    position:relative;
}
/* NUMBER */
.trust-number{
    width:70px;
    height:70px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    color:#fff;
    font-size:38px;
    font-weight:500;
    margin-left:-20px;
    flex-shrink:0;
}
/* COLORS */
.blue{
    background:#2f7ec9;
}
.green{
    background:#57a768;
}
.red{
    background:#df7a7a;
}
.gold{
    background:#d8a64a;
}
.purple{
    background:#8c72bc;
}
.violet{
    background:#a84fb6;
}
/* TEXT */
.trust-item p{
    font-size:23px;
    color:#111;
    line-height:1.3;
    margin-left:18px;
}
/* TABLET */
@media(max-width:992px){
    .trust-section{
        flex-direction:column;
    }
    .trust-left,
    .trust-right{
        width:100%;
    }
    .trust-left{
        clip-path:none;
        min-height:320px;
    }
    .trust-left h2{
        font-size:52px;
    }
    .trust-grid{
        grid-template-columns:1fr;
    }
    .trust-item p{
        font-size:22px;
    }
}
/* MOBILE */
@media(max-width:576px){
    .trust-left{
        min-height:250px;
        padding:20px;
    }
    .trust-left h2{
        font-size:34px;
    }
    .trust-right{
        padding:25px 15px;
    }
    .trust-item{
        min-height:72px;
        border-radius:12px;
    }
    .trust-number{
        width:52px;
        height:52px;
        font-size:26px;
    }
    .trust-item p{
        font-size:16px;
        margin-left:12px;
    }
}