A new study finds that credit card agreements are literally too hard for most Americans to read. The analysis of more than 2,000 current credit card agreements by the CreditCards.com found that they are typically written at the 11th-grade reading level. But half of Americans read at the 9th-grade level or below. By comparison, “Harry Potter and …
Credit Card Contracts Literally Too Hard To Read For Most Read More »
It’s never been easy to raise capital for a small business. The degree of difficulty usually runs in cycles, with periods of tight credit and risk aversion giving way eventually to easing and optimism, followed by recession and another round of capital scarcity. Yet this cycle is different. Despite record sales and profits in 2015 …
These are five metrics used to calculate your FICO score, along with the value each contributes to your score: 35% Payment History 30% Amounts Owed 15% Length of Credit History 10% Type of Credit Used 10% New Credit Enquiries How do you build or improve your personal credit score? Focus on these seven issues to …
