CREDIT RESTORATION

Credit restoration is the process of disputing the accuracy and verifiability of account information within a credit report. Disputing information on your credit report with creditors and collections agencies is your legal right as a consumer through provisions of the Fair Credit Reporting Act (FCRA) and other federal consumer protection laws.

Credit restoration is not simply just updating information on your credit report, it involves a  pre-litigation process. Within credit restoration custom letters are drafted and sent to the original creditor and the credit bureau. NCCB’s aggressive strategy involves working all accounts at the same time and ensuring that the collectors will undergo a vigorous verification process.

Simply put, we strive to provide the best service in the industry, and our results-oriented case analysts take pride in consistently meeting and exceeding our clients’ expectations. NCCB has the resources, ethical standards, and required legal expertise that our competitors or “credit repair agencies” cannot offer.